Intelligent Financing for Residential Investors
We’ll handle the paperwork so you can focus on your investment.


WHAT WE DO
Financing Solutions for
Residential Investors
No hassle. No delays. No unnecessary paperwork.
Fix & Flip Financing
Our adaptable loan structures offer the flexibility you need to optimize your residential investments.
Short Term Rental Loans
Whether you're buying or refinancing an investment property, our flexible short-term rental programs help you maximize your returns.
Bridge Loans
Seize every investment opportunity with confidence. Our bridge loans offer fast and reliable financing to help you close quickly.
Ground Up Construction Loans
Our tailored financing solutions are designed to meet the unique needs of each project.
Long Term Rental Loans
Our DSCR loans are a smart choice for investors looking to finance long-term rental properties.
Real Estate Development Loan
Elevate Finance Group is your trusted partner for real estate development and residential investor loans. With a strong focus on clear communication and reliability, we provide a seamless lending experience that supports your long-term investment goals.
Our team of experienced hard money lenders delivers customized financial solutions tailored to the unique needs of real estate developers and investors. Committed to your success and community growth, we offer expert guidance, fast approvals, and quick funding to help you maximize your returns.
Secure the financing you need in as little as four days. Let Elevate Finance Group help you acquire properties quickly and start seeing the returns you deserve. Contact us today and take the next step toward achieving your real estate investment goals!
Why Choose Us
- Fast Approvals
- Quick Funding
- Expert Guidance
- Personalized Service
- Competitive Rates
- Expert Guidance
- Seamless Process
Elevate Finance Group
Frequently Asked Questions (FAQ)
Elevate Finance Group is a trusted financing partner for real estate investors and business owners. We provide a range of non-QM and traditional loan solutions, including DSCR loans, hard money, ground-up construction financing, and more, to help you seize opportunities and grow your portfolio or business.
We specialize in flexible options tailored to your goals:
- DSCR Loans: For long-term and short-term rental properties, based on rental income (minimum 1.25x DSCR), not personal income.
- Hard Money Loans: Fast closings (7-10 days) for fix-and-flips, up to 85% LTV.
- Ground-Up Construction Loans: Up to 90% LTC for single-family or multi-family builds.
- Land Loans: Financing for raw or entitled land purchases.
- Multi-Family & Commercial Loans: Flexible terms for larger investment properties.
- Business-Purpose Loans: Cash flow solutions for entrepreneurs.
- Traditional Mortgages: Competitive rates for standard home purchases.
Need something specific? Contact us to explore your options.
Our financing is ideal for:
- Real estate investors scaling rental portfolios or flipping properties.
- Developers building single-family homes, multi-family units, or commercial projects.
- Business owners seeking capital for growth or investment opportunities.
- Anyone needing creative, non-traditional loan solutions beyond standard bank offerings.
Speed depends on the loan type and project:
- Hard Money: As quick as 7-10 days for fix-and-flips or rehabs.
- DSCR & Construction Loans: Typically 15-30 days, based on underwriting and property details.
- Traditional Mortgages: Standard timelines, often 30-45 days.
For a precise timeline, call us at 602-931-8028 with your project specifics.
Requirements vary by product:
- DSCR Loans: Minimum 1.25x DSCR (rental income vs. loan payments), LTV up to 80%.
- Hard Money: Up to 85% LTV, focused on property value and exit strategy.
- Construction Loans: Up to 90% LTC, with draws tied to project milestones.
- General: Credit, experience, and property details influence terms—no strict W-2 or tax return mandates for most non-QM loans.
Let’s discuss your situation—reach out at andrew@financegroup.com or 602-931-8028.
We serve clients in California, Arizona, Texas, and Florida, with expertise in high-growth markets like California, Arizona, Texas, and Florida. Whether you’re in a bustling urban center or an emerging region within these states, we can tailor financing to your location. Contact us to confirm coverage for your property.
Getting started is easy:
- Call us at 602-931-8028 to discuss your project.
- Email andrew@financegroup.com with basic details (property type, loan amount, timeline).
Schedule a call here: [Calendly Link]. We’ll guide you through the process and request any needed documents.
We’re built for flexibility and speed:
- Non-QM Focus: Loans based on property cash flow or value, not just personal income.
- Investor-Friendly: Terms designed for rentals, flips, and construction—not rigid bank rules.
- Fast Closings: Days or weeks, not months, to keep your deals moving.
- Personalized Service: Direct access to experts like Andrew Kraft, not endless call centers.
Yes! Our non-QM loans prioritize property performance over personal credit scores. While credit history matters, it’s not the sole factor—rental income, equity, or deal potential often outweigh blemishes. Let’s talk specifics at 602-931-8028.
We love working with beginners! Our team can explain options like DSCR loans for your first rental or hard money for a flip, ensuring you understand every step. Start by emailing andrew@financegroup.com or calling 602-931-8028—no experience required.
Loan amounts depend on your project:
- DSCR: Up to 80% LTV, based on property value and rental income.
- Hard Money: Up to 85% LTV, tied to purchase and rehab costs.
- Construction: Up to 90% LTC, scaled to your build budget.
- Commercial/Multi-Family: Varies by property and cash flow—often $1M+.
Share your deal details, and we’ll crunch the numbers.
Rates and fees vary by loan type, market conditions, and your project:
- DSCR: Competitive with rental market trends, often 5-8% (example range).
- Hard Money: Higher rates (e.g., 9-12%) due to speed and risk, plus points.
- Construction: Mid-range, with draw fees tied to progress.
For an exact quote, contact Andrew Kraft at 602-931-8028 with your scenario.
We’re here to help:
- Phone: 602-931-8028
- Email: andrew@financegroup.com
- Website: [Website URL]
- Schedule a call here: [Calendly Link]
No question is too small! Reach out to Andrew Kraft at andrew@financegroup.com or 602-931-8028, and we’ll get you answers fast. Ready to elevate your financing? Let’s talk.
Unsure Where to Start?
Apply Now! A team member will reach out, or give us a call. We’ll guide you through the funding process and make securing your loan easy and stress-free.
CFL License No. 60DBO-57755 | AZ MBL# 0930263 | OR Lic #ML-5838 | Florida Mortgage Lender Servicer #MLD1180 |
CA DRE – License #01883377 | NMLS 905781
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