Fix & Flip Loans
At Elevate Finance Group, we know that residential real estate investors need fast and dependable financing. That’s why we’re dedicated to offering the best fix-and-flip loan solutions available. Our flexible loan structures give you the options you need to maximize your residential investments and achieve your financial goals with confidence.
Fast & Reliable Funding
Close deals in 7–10 days with fast pre-approvals & simplified processing
High leverage financing
Finance up to 85% of the property value including renovation costs
Flexible structures
Customized loan terms, draw schedules, and payment plans to fit your goals
Program Highlights
- Purpose: Acquisition & rehab of investment properties
- Loan Amounts: $75,000 to $20,000,000+
- LTV: Up to 90% Purchase | 100% Rehab | Max 75% ARV
- Term: 6–12 months (extensions available)
- Rates: 9.5%–12.5% interest-only
- Points: 2+
- Requirements: Exit strategy, bank statements, rehab scope, appraisal ordered at contract
Maximize Returns with Smart Financing
12-month private money bridge loans designed for investors acquiring and rehabbing distressed properties. Well-qualified borrowers can receive up to 90% of the purchase price and 100% of the rehab budget, up to a maximum of 75% ARV. Perfect for time-sensitive deals where speed and flexibility are key. Closings can occur in as little as 3–5 days.
Real estate moves fast. Our streamlined underwriting and approval process means you’re ready when opportunity knocks—without the delays of traditional lenders. Our average closing time? Just 7–10 days.
Who This Loan Is For?
Our Fix & Flip Program is ideal for:
- New investors—looking for a complete financing package to start your first rehab.
- Repeat flippers—needing fast turnarounds, strong leverage, and support scaling multiple projects.
- High-volume investors—looking to build momentum and fund multiple properties with consistency.
How it Works?
Speak with a Loan Specialist
Start with a free 15-minute consultation.
Get Pre-Approved
Apply online in just 5 minutes — no cost, no obligation.
Submit Application
Once pre-approved, submit your property-specific application
Sign Loan Docs & Disclosures
We’ll send loan documents for e signature at the title company.
Fund Your Deal
Closing is held at a licensed title company or attorney’s office
Elevate Finance Group
Frequently Asked Questions (FAQ)
A Fix & Flip Loan is a short-term real estate loan designed for investors who purchase undervalued or distressed properties, renovate them, and then resell for a profit. It covers both the purchase and renovation costs.
We offer fast approvals and can fund qualified deals in as little as 5–7 business days. Speed matters in real estate, and our streamlined process is built to help you move fast.
Loan amounts typically range from $75,000 to over $5,000,000, depending on the property, location, and scope of work.
You’ll need basic property details, a renovation budget, your exit strategy, and personal/business financial information. We’ll guide you through exactly what’s needed.
Yes, in most cases we can fund up to 100% of the renovation costs, and up to 90% of the purchase price, based on the property’s ARV (After Repair Value).
Unsure Where to Start?
Apply Now! A team member will reach out, or give us a call. We’ll guide you through the funding process and make securing your loan easy and stress-free.
