Business Purpose Loan
A Business Purpose Loan is designed to provide entrepreneurs and business owners with the financial flexibility needed to grow and sustain their operations. Whether you’re looking to expand your business, purchase equipment, invest in commercial real estate, or manage working capital, this loan offers tailored solutions to meet your specific needs. With competitive rates, flexible terms, and a streamlined approval process, a Business Purpose Loan ensures that you have the resources necessary to seize new opportunities, improve cash flow, and drive long-term success.
Fast & Reliable Funding
Close deals in 7–10 days with fast pre-approvals & simplified processing
High leverage financing
Finance up to 85% of the property value including renovation costs
Flexible structures
Customized loan terms, draw schedules, and payment plans to fit your goals
Program Highlights
- Purpose: Business expansion, working capital, debt consolidation, equipment purchase, real estate investment, or cash-out
- Loan Amounts: $100,000 to $5,000,000+
- LTV: Up to 70% of property value (higher with cross-collateral options)
- Term: 12 to 36 months (bridge style)
- Rates: 9%–11%
- Points: 2+
- Requirements: Exit strategy, bank statements, rehab scope, appraisal ordered at contract
Maximize Returns with Smart Financing
Our Business Purpose Loans provide flexible, fast funding for investors, entrepreneurs, and property owners looking to leverage real estate for working capital, expansion, debt consolidation, or other non-owner-occupied business uses.
Unlike traditional bank loans, our program is built for speed, asset-based approvals, and minimal red tape, allowing you to act on opportunities — not wait on them.
Who This Loan Is For?
This Program is ideal for:
- Real estate investors needing quick capital for new acquisitions
- Entrepreneurs looking to launch or grow a business without giving up equity
- Business owners using real estate equity for payroll, equipment, or inventory
- Borrowers with complex income situations seeking no-doc or limited-doc funding
How it Works?
Speak with a Loan Specialist
Start with a free 15-minute consultation.
Get Pre-Approved
Apply online in just 5 minutes — no cost, no obligation.
Submit Application
Once pre-approved, submit your property-specific application
Sign Loan Docs & Disclosures
We’ll send loan documents for e signature at the title company.
Fund Your Deal
Closing is held at a licensed title company or attorney’s office
Elevate Finance Group
Frequently Asked Questions (FAQ)
No. Business Purpose Loans are for non-owner-occupied properties only.
No. These loans are asset-based, meaning we focus on property value, borrower experience, and business use—not your W-2 or tax returns.
We typically close in 7 to 14 days, depending on title, appraisal (if needed), and document collection.
Not always. We just need a clear description of your business use. For larger loans or complex uses, a basic plan may be requested.
Yes. We allow cross-collateralization to maximize leverage or meet funding goals.
Unsure Where to Start?
Apply Now! A team member will reach out, or give us a call. We’ll guide you through the funding process and make securing your loan easy and stress-free.
