Business Purpose Loan

A Business Purpose Loan is designed to provide entrepreneurs and business owners with the financial flexibility needed to grow and sustain their operations. Whether you’re looking to expand your business, purchase equipment, invest in commercial real estate, or manage working capital, this loan offers tailored solutions to meet your specific needs. With competitive rates, flexible terms, and a streamlined approval process, a Business Purpose Loan ensures that you have the resources necessary to seize new opportunities, improve cash flow, and drive long-term success.

Fast & Reliable Funding

Close deals in 7–10 days with fast pre-approvals & simplified processing

High leverage financing

Finance up to 85% of the property value including renovation costs

Flexible structures

Customized loan terms, draw schedules, and payment plans to fit your goals

Program Highlights

Maximize Returns with Smart Financing

Our Business Purpose Loans provide flexible, fast funding for investors, entrepreneurs, and property owners looking to leverage real estate for working capital, expansion, debt consolidation, or other non-owner-occupied business uses.

Unlike traditional bank loans, our program is built for speed, asset-based approvals, and minimal red tape, allowing you to act on opportunities — not wait on them.

Who This Loan Is For?

This Program is ideal for:

How it Works?

Speak with a Loan Specialist

Start with a free 15-minute consultation.

Get Pre-Approved

Apply online in just 5 minutes — no cost, no obligation.

Submit Application

Once pre-approved, submit your property-specific application

Sign Loan Docs & Disclosures

We’ll send loan documents for e signature at the title company.

Fund Your Deal

Closing is held at a licensed title company or attorney’s office

Elevate Finance Group

Frequently Asked Questions (FAQ)

No. Business Purpose Loans are for non-owner-occupied properties only.

No. These loans are asset-based, meaning we focus on property value, borrower experience, and business use—not your W-2 or tax returns.

We typically close in 7 to 14 days, depending on title, appraisal (if needed), and document collection.

Not always. We just need a clear description of your business use. For larger loans or complex uses, a basic plan may be requested.

Yes. We allow cross-collateralization to maximize leverage or meet funding goals.

Unsure Where to Start?

Apply Now! A team member will reach out, or give us a call. We’ll guide you through the funding process and make securing your loan easy and stress-free.