Traditional Mortgage Loans
Traditional mortgage loans offer a range of financing options to help individuals and families achieve their homeownership goals. Whether you’re looking for a Conventional Loan with competitive rates, a VA Loan designed for veterans and active military personnel, an FHA Loan with lower down payment requirements, or a HELOC (Home Equity Line of Credit) to leverage your home’s equity, there’s a solution tailored to your needs. These mortgage options provide flexible terms, affordable rates, and varying qualification criteria, making home financing accessible to a diverse range of borrowers. No matter your situation, there’s a mortgage loan to fit your home-buying or refinancing needs.
Fast & Reliable Funding
Close deals in 7–10 days with fast pre-approvals & simplified processing
High leverage financing
Finance up to 85% of the property value including renovation costs
Flexible structures
Customized loan terms, draw schedules, and payment plans to fit your goals
Program Highlights
- Purpose: Acquisition & rehab of investment properties
- Loan Amounts: $75,000 to $20,000,000+
- LTV: Up to 90% Purchase | 100% Rehab | Max 75% ARV
- Term: 6–12 months (extensions available)
- Rates: 9.5%–12.5% interest-only
- Points: 2+
- Requirements: Exit strategy, bank statements, rehab scope, appraisal ordered at contract
Maximize Returns with Smart Financing
We offer a full suite of traditional mortgage solutions to help first-time buyers, seasoned homeowners, and veterans find the right loan for their needs. Whether you’re buying your first home, refinancing for better rates, pulling equity via a HELOC, or qualifying with low down payment options, our licensed mortgage experts are here to guide you through every step.
From Conventional to FHA, VA, and HELOCs, we match you with the best loan type based on your financial profile and homeownership goals — with speed, clarity, and care.
Who This Loan Is For?
Our Fix & Flip Program is ideal for:
- First-time homebuyers seeking affordable down payment options
- Veterans or active-duty military using their VA home loan benefits
- Homeowners looking to refinance for better terms or lower payments
- Buyers with limited credit who may qualify through FHA programs
- Property owners wanting to tap into equity with a HELOC or cash-out refinance
How it Works?
Speak with a Loan Specialist
Start with a free 15-minute consultation.
Get Pre-Approved
Apply online in just 5 minutes — no cost, no obligation.
Submit Application
Once pre-approved, submit your property-specific application
Sign Loan Docs & Disclosures
We’ll send loan documents for e signature at the title company.
Fund Your Deal
Closing is held at a licensed title company or attorney’s office
Elevate Finance Group
Frequently Asked Questions (FAQ)
A Home Equity Line of Credit (HELOC) is a revolving credit line that lets you borrow against your home’s equity — great for flexible funding needs like renovations, debt consolidation, or college tuition.
Absolutely. Co-borrowers can help increase your loan eligibility by combining income and credit strength.
Purchase loans typically close in 21–30 days. Refinances may be completed in 15–25 days, depending on documentation and underwriting timelines.
Unsure Where to Start?
Apply Now! A team member will reach out, or give us a call. We’ll guide you through the funding process and make securing your loan easy and stress-free.
