Commercial & Multi-Family Loans
Commercial & Multi-Family Loans offer flexible financing solutions for investors, developers, and business owners seeking to acquire, refinance, or develop commercial properties and multi-unit residential buildings. Whether you’re purchasing office spaces, retail centers, apartment complexes, or mixed-use properties, these loans provide competitive rates, tailored terms, and structured repayment options to support your investment strategy.
Fast & Reliable Funding
Close deals in 7–10 days with fast pre-approvals & simplified processing
High leverage financing
Finance up to 85% of the property value including renovation costs
Flexible structures
Customized loan terms, draw schedules, and payment plans to fit your goals
Program Highlights
- Purpose: Acquisition, refinance, or cash-out of commercial, mixed-use, or multifamily (5+ unit) properties
- Loan Amounts: $500,000 to $50,000,000+
- LTV: Up to 75%
- Term: 12–36 months with extensions
- Rates: 6.5%–8.5%
- Points: 2+
- Requirements: Exit strategy, bank statements, rehab scope, appraisal ordered at contract
Maximize Returns with Smart Financing
We offer both short-term bridge options and long-term stabilized loans—custom-tailored to investors, developers, and business owners ready to grow their portfolio. Whether you’re stabilizing a C-class asset or refinancing a fully occupied building, we match loan terms to your business plan.
Real estate moves fast. Our streamlined underwriting and approval process means you’re ready when opportunity knocks—without the delays of traditional lenders. Our average closing time? Just 7–10 days.
Who This Loan Is For?
This Program is ideal for:
- Real estate investors expanding into larger multifamily (5+ unit) or commercial buildings
- Developers with repositioning or lease-up strategies
- Clients outgrowing 1–4 unit residential loans
How it Works?
Speak with a Loan Specialist
Start with a free 15-minute consultation.
Get Pre-Approved
Apply online in just 5 minutes — no cost, no obligation.
Submit Application
Once pre-approved, submit your property-specific application
Sign Loan Docs & Disclosures
We’ll send loan documents for e signature at the title company.
Fund Your Deal
Closing is held at a licensed title company or attorney’s office
Elevate Finance Group
Frequently Asked Questions (FAQ)
We finance apartment buildings (5+ units), mixed-use, retail, office, industrial, warehouse, and some special-use assets. Property must be income-generating or have a clear path to stabilization.
We fund light to moderate rehab under our bridge program. For heavy construction, ask us about our Ground-Up or Construction-to-Perm loans.
Rent roll, T12 (trailing 12-month operating statement), pro forma, purchase contract, and borrower resume or experience. Additional docs depend on property class.
Unsure Where to Start?
Apply Now! A team member will reach out, or give us a call. We’ll guide you through the funding process and make securing your loan easy and stress-free.